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Our online life insurance policies
At Cardinal, we work with the best in the business to find you a life insurance policy to meet your needs. Explore this page to learn about the online life insurance products we offer.
Term life insurance
With multiple term lengths and a wide range of coverage amounts to choose from, you can select a life insurance policy that works best for you. Every term life insurance policy we offer includes level monthly premiums that never increase over the course of the policy. Product type, benefit amounts, and eligibility may vary by carrier.
Whole life insurance
Age and health issues make it difficult for some to gain access to life insurance. That's why Ethos offers whole life insurance. It helps your loved ones cover expenses such as funeral costs, outstanding debt, and other day-to-day costs. If you're aged 66 to 85, you can get approved in minutes without a medical exam, regardless of your medical history. Simply answer a few health questions. With a secure rate that never increases, you're covered for life.
How Cardinal Works
Cardinal partners with some of the world's largest and most respected life insurance companies. You'll receive the dependability of centuries-old industry giants combined with the convenience of a modern technology company.
With Cardinal, the online life insurance application process is entirely digitized to give you results in minutes. Once you apply, we analyze your information in real-time against our products to match you with the best policy and price available.
We make understanding and investing in life insurance easy. If you have questions, our team of licensed agents is always here to help.
Fast, easy life insurance you can trust.
Why choose Cardinal
1
Fast easy application
Our application process is simple, straightforward, and entirely online. That means you can apply for life insurance from the comfort of home—or anywhere. Most applicants don't even require a medical exam.
2
Money-back guarantee
If you're not happy with your policy for any reason in the first 30 days, we'll refund your payment in full. You're also free to cancel your policy at any time with no cancellation fees.
3
Lifetime customer support
Whether you need technical support, answers to your life insurance questions, or unbiased advice from a licensed agent, our team is ready to help.
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Customers get approved in as little as 5 minutes. You can purchase instantly or do it anytime in the next 30 days.
1,740 is the average number of customers qualified for approval through Cardinal on a daily basis.
*For people ages 40 and over, the average rate increase is 10% every 6 months. For all people regardless of age, the average rate increase is 6% every 6 months. Once you purchase, your rate is the same your whole term.
*Not all policies are eligible to receive the Cardinal Estate Planning perk and documents may not be available in all states. Your use of the estate planning documents is subject to the Terms of Service and Privacy Policy. Cardinal Estate Planning is not a law firm and our products and services are not a substitute for the advice of an attorney. Questions? Contact us.
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© 2024 Cardinal Technologies Inc. Cardinal operates in some states as Cardinal Life Insurance Services. CA license #0L28949; AR license #100164629. Cardinal offers policies issued by the carriers listed at www.cardinallife.com/carriers. Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.